A trusted insurance partner since 1981
Rivers Insurance Group is an independent commercial insurance broker and consultant led by Harvey S. Topitz, serving businesses with complex and hard-to-place insurance needs.
An independent broker, by design
As a truly independent broker with relationships across multiple carriers and brokers, Rivers Insurance Group is free to search the market for the products that achieve the right balance of coverage, service, and cost. Our recommendations are guided by your business, not by carrier loyalties.
Decades of insurance experience
Founded in 1981, the firm brings deep institutional knowledge of the commercial insurance market — including the carriers, programs, and underwriting nuances that can be the difference between a placement and a decline.
Specialty in hard-to-insure businesses
Rivers Insurance Group views part of its mission as serving the businesses that are hardest to insure — companies in financial distress, turnaround, or bankruptcy, and those operating in high-risk industries. As a member of the Turnaround Management Association (TMA), we understand these clients' challenges and act as a trusted partner when they need us most.
"I love making the impossible possible."
— Harvey S. Topitz, President